RiskCALM4® Solution to Loan Risk Management

Credit risk modeling analytics, monitoring, mitigating, and managing risk throughout the account opening life cycle for loans and deposits. eCommerce Marketplace addresses the governance and risk management needs throughout the loan life cycle. Effectively manage governance and risk by:

  • Automating governance to ensure that regulations and policies are enforced

  • Auditing of all policy overrides

  • Automatically evaluating loan decisions based on fair lending guidelines and adherence to loan terms and pricing policies

  • Manage the IFRS 9 / CECL requirements through the loan life cycle by:

    • Defining and controlling the risk factors used in the risk evaluation
    • Automatically determining the risk level, PD, LGD, ED and ECL to determine IFRS 9 / CECL impairment
    • Assisting with IFRS 9 / CECL classification and measurement
    • Facilitating what if scenarios to evaluate the impact of potential risk policy changes
    • Providing real time access to analytical tools and reporting
    • Developing credit models as historical data is obtained

  • Facilitating real time communication between stakeholders

  • Access to pertinent information at all levels of management

Opportunity

Sign up today for one of our RiskCALM4® webinars. A 15 minute overview or a comprehensive presentation are both available.

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