Online Loans, Applications & Closings with Loan & Deposit Life Cycle Management
Reach Millennials & Gen Z with applications and closings for online loans and deposit accounts that can be completed on any mobile device. Managing the loan/deposit life cycle from business development to post closing/account set up. eCommerce Marketplace provides an online lending, deposit account opening and customer service portal that facilitates the application process for Deposit accounts and Consumer, Mortgage and Commercial online loans. We can help you provide excellent online customer service by:
Providing applications for online loans that can be completed on any mobile device
Making the experience easy through automated product matching and instant decisions
Providing cross-sell options for credit insurance and other products such as a credit card
Offering the ability to deliver requested documentation through a secure online portal
Facilitating the loan closing via a secure and convenient eSignature process
eCommerce Marketplace takes loan origination to a new level by incorporating automated governance and risk management while facilitating the origination, processing, underwriting and closing of all types of consumer, mortgage and commercial loans in a timely, efficient manner. Effectively balance governance, risk and service by:
Implementing automated governance of pricing, loan terms and approval limits
Utilizing real time alerts and audits to manage potential risk and policy violations
Evaluating risk during the origination and account opening process
Continue to evaluate loan risk throughout the servicing of the loan
Integrating to third party providers and core systems to optimize information access
Sharing status information to keep customers informed
Automatically evaluating loan decisions based on fair lending guidelines and adherence to loan terms and pricing policies
Utilize business development tools to grow more business