Caribbean RiskCALM4® Solution to Loan Risk Management

eCommerce Caribbean Marketplace addresses the governance and risk management needs throughout the loan life cycle. Effectively manage governance and risk by:

  • Automating governance to ensure that regulations and policies are enforced

  • Auditing of all policy overrides

  • Automatically evaluating loan decisions based on fair lending guidelines and adherence to loan terms and pricing policies

  • Manage the IFRS 9 / CECL requirements through the loan life cycle by:

    • Defining and controlling the risk factors used in the risk evaluation
    • Automatically determining the risk level, PD, LGD, ED and ECL to determine IFRS 9 / CECL impairment
    • Assisting with IFRS 9 / CECL classification and measurement
    • Automatically evaluating loan decisions based on approval authority, risk level and adherence to loan terms and pricing policies
    • Facilitating what if scenarios to evaluate the impact of potential risk policy changes
    • Providing real time access to analytical tools and reporting
    • Developing credit models as historical data is obtained
  • Facilitating real time communication between stakeholders

  • Access to pertinent information at all levels of management

Opportunity

Sign up today for one of our RiskCALM₄® webinars. A 15 minute overview or a comprehensive presentation are both available.

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