Revenue and Growth

Organic Growth through creating and monetizing social networks.

  • Do your online services attract Millennials and Gen Z?

  • Is your online channel improving revenue results?

  • Have you automated cross-selling?

  • Are you optimizing your assets to drive new business?

  • Are you able to convert information into revenue?

Are these the challenges you’re facing? We have the solution!

Risk Management

Credit risk modeling analytics, monitoring, mitigating, and managing risk throughout the account opening life cycle for loans and deposits.

  • Does your loan and deposit system help you determine the risk rating?

  • Do you have programs for IFRS 9 / CECL, anti-money laundering, know you customer, and combating financing of terrorists?

  • Are these programs and their policies integrated in your business processes?

  • Are you prepared for IFRS 9 / CECL credit models to be forward?

  • Can you determine the PD, LGD, EAD and ECL for every loan you originate? Is it integrated as an automatic part of your loan origination process?

  • Are you confident that you can prove your adherence to your AML-CFT and KYC policies?

  • How long does it take you to send documentation to correspondents?

  • Do you have a communications process in place to ensure that stakeholders are aware of policy changes and potential risk?

  • Are you able to be alerted real time of policy overrides, risk levels and whether loan decisions are equitable?

  • Does management have access to real time information to spot trends and perform what if scenarios?

Are these the challenges you’re facing? We have the solution!

Monitor and Mitigate

Integrated automated risk management, monitoring, and mitigation of policies and regulation programs.

  • Do you learn of policy violations after the fact when no correction can be made?

  • Is management automatically alerted to potential policy violations as it occurs?

  • Are you able to track and audit policy overrides?

  • Do you have effective controls that ensure policies related to loan terms and decisions are being followed?

  • Are user limits and privileges enforceable throughout the loan and deposit account opening process?

  • Can you re-visit any customer, anytime, to re-validate KYC?

Are these the challenges you’re facing? We have the solution!

Enhanced Service

Digital touchpoints and enhanced service maintaining customer satisfaction.

  • Is communication a stumbling block in providing excellent service to your customers?

  • Would your customers give you an A+ on keeping them informed throughout the loan process?

  • Do your online services attract customers?

  • Do you make it easy for customers to provide documentation and additional information throughout the loan process?

  • Can your customers open a new deposit account online?

  • Can your customers close their loan online?

  • Do you have controls in place to protect your customers’ personal information?

  • Can you quickly assess your customers’ compliance with your KYC program?

  • Can you offer your customers online self-evaluation of financial condition?

Are these the challenges you’re facing? We have the solution!

Ready to talk?

Request more information about our solutions, and learn how we can help you address Revenue, Risk, Governance and Service challenges.

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