Integrated Thoughts

It is widely agreed that financial institutions, through the issuance of credit, are a major impetus of economic expansion. There are many reasons driving the need for credit; all of them are involved with some form of commerce...

What is the role of financial institutions and their impact on the socioeconomic status of entities and households? A study by Harvard University identified the financial institutions and the services they offer...

There always seems to be two views of an issue that determines which solution to select. In the case of regulations, one view is we want something simple, causing the view of the regulation to become myopically seductive...

As an outsider, I became interested in the region when we had our first project in St. Lucia. I noticed then that people were excited about growth through technology. There was a sense of accomplishment, a sense of elevating...

Justin signs in to his financial institution’s website. He’s signing in to look at his balance. He notices that another automatic debit hit his account and he’s going to get another NSF. Jeremy has had a couple of unexpected bills...

Monetizing an asset is the earning of new or additional revenue, through a new asset or different use of an asset. As an example, you may have an asset like a car that you use for your personal transportation...

It is an interesting dichotomy in our consumer culture that while we typically enjoy buying things, we typically dislike being sold things. A ready example can be found in buying a new car...